AIM is an American corporation retaining a group of more than 200 participating senior physicians that provide a full range of comprehensive private medical services in Israel.
What do I get when I join AIM?
- Coverage at all public and private hospitals in Israel.
- 24 hour hotline, with a physician on duty, 7 days a week to provide assistance and direction.
- Unlimited visits to the AIM Medical Centers with no deductibles and no co-payments.
- Emergency room and hospitalization coverage that covers all non-elective hospital fees including ambulance services.
- Ready access to the best doctors and specialists in Israel, without delays or red-tape.
- AIM assists and orchestrates all medical care needed. AIM provides hand holding care, from scheduling to transferring data to your primary
physician back at home. - Emergency First Aid Dental care for AIM PLATINUM Plan and AIM GOLD Plan members.
- Coverage for prescribed medication for AIM PLATINUM Plan and AIM GOLD Plan members.
- U.S. office with an 800 toll free phone number available every day of the week.
- There are visiting nurse services to specified schools each week.
- The knowledge that you have someone to turn to when in time of need.
THE AIM MEDICAL CENTERS IN ISRAEL…. WHERE ARE THEY?
The AIM Medical Center, 15 Kanfei Nesharim, in Givat Shaul, Jerusalem is easily accessible by buses from all parts of Jerusalem.
The AIM Medical center schedules all appointments for doctors, specialists and laboratories, throughout the country. Whereever you are, AIM cares for you. This ensures continuous oversight and follow through for each registered member.
You have unlimited visits to the AIM Medical Center.
OFFICE HOURS ARE:
Sunday-Thursdays………. 9:00am to 6:00pm
and on Fridays …………. 9:00am to 12:00 noon.
DOES THE AIM MEMBER IN ISRAEL PAY FOR DOCTOR’S SERVICES?
NO! When the member students are referred to a specialist, X-ray facility, pharmacy or laboratory, they present their AIM photo identification card and NO payment is required for covered services. AIM PLATINUM Plan and AIM GOLD Plan members are contacted for authorization of non-covered services.*
Our family has Blue Cross and major medical insurance. How can we use these in Israel? How can AIM help?
In Israel, patients visiting a doctor, laboratory or hospital, must pay for all services, regardless of their coverage. Tourists visiting a hospital must by law, pay a rate that can be twice the Israel rate. If the patients receive a paid receipt, it will be in Hebrew, in a foreign currency, signed by doctors unknown to your insurance carrier and in a form unrecognizable to them. Reimbursement is questionable, or at best difficult and time consuming. An AIM bill is an approved U.S. invoice recognized by all insurance carriers and sent out by the U.S. office. Reimbursement is routine. It is important to note that the AIM PLATINUM Plan and AIM GOLD Plans provide complete coverage at a lower cost than the deductible on most U.S. health plans and HMO’s.
WHAT HAPPENS IF I HAVE AN HMO?
Many HMO’s demand that you visit their own medical facility in the U.S. where you signed up. Families enrolled in an HMO are required to notify their provider of each medical occurrence and obtain prior approval for medical care. It is important to know what your coverage abroad does include. Many have high deductibles and co-payment or do not pay out-of-network.
AIM MEMBERSHIP INCLUDES THE COST OF EMERGENCY ROOM AND HOSPITALIZATION COVERAGE. WHY IS THIS NECESSARY? ESPECIALLY IF I AM ALREADY COVERED?
Each insurance carrier has different conditions and limitations on their coverage. Some have deductibles and some carriers have maximums for claims. The filling of claims is time consuming and not always reimbursed in full if at all. The AIM enrollment fee includes the cost for emergency room and associated hospitalization (catastrophic coverage) for patients, with no deductibles.
A hospital stay is covered up to $100,000 in expenses for the AIM Gold Plan and $200,000. For the AIM Platinum Plan.
HOW DO YOU REACH A DOCTOR AT NIGHT OR ON SHABBOS?
Outside of office hours, physicians are available by calling the 24 hour emergency hotline phone number 053-753-7111, where a licensed physician is always in attendance, seven (7) days a week.
WHAT HAPPENS IF MY SON/DAUGHTER BECOMES ILL? WHAT HAPPENS IF IT IS A SERIOUS ILLNESS?
The AIM Medical Center and the physicians there are available during office hours. All other times for emergencies, the emergency phone number should be used to speak with the physician-on-duty. In the case of a serious problem, the family is contacted by either the Medical Director or the caring physician and a written medical report with pertinent laboratory results will follow thereafter. The family is kept abreast of all developments and if deemed necessary, the family physician is also contacted. This close communication serves to relieve fears and anxieties of parents and
Families.
WHAT DOES THE VISITING NURSE DO?
AIM provides a paramedic or nurse to visit selected schools at regular intervals. The nurse is available at the school for AIM members only, in order to provide routine nursing care including throat cultures and to screen potential problems. This insures that neglected ailments will be attended to, minimizing the possibility of complications both for the student and others at school.
ARE MEDICATIONS INCLUDED?
Yes! For registrants on the AIM PLATINUM Plan and AIM GOLD Plan, participating pharmacies will fill covered prescriptions at no cost.
Prescriptions for chronic or non-covered conditions: Arrangements can be made to have the cost of medications billed home.
IS DENTAL CARE INCLUDED?
Yes, first aid dental evaluations are provided up to a sum of $400. Arrangements for all types of dental services, including general endodontic, periodontic and surgery can be made by calling the AIM Medical Center.*
WHAT DOES THE U.S. office do?
The U.S. office is your contact with Israel regarding medical services. If you need copies of X-rays, if you want the physician attending to your son or daughter to contact the family physician, if you need assistance with insurance reimbursement, or merely to clarify or pay a bill, the office is at your service.
*In accordance with the Terms and Conditions on the AIM website and the Master Agreement, which is available upon request by
contacting info@aim.co.il
